FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	FOR THE QUARTER	SIX MONTH ENDING 30.09.2013	FOR THE QUARTER OF THE PRECEDING YEAR	SIX MONTH ENDING 30.09.2012
1	Employees’ remuneration & welfare benefits	166 506	338 647	139 357	288 879
2	Travel, conveyance and vehicle running expenses	11 828	23 993	9 000	17 832
3	Training expenses	1 575	2 700	656	2 866
4	Rents, rates & taxes	6 343	13 002	4 533	9 375
5	Repairs	73 226	171 752	39 470	97 257
6	Printing & stationery	1 018	1 852	764	1 634
7	Communication	2 583	4 875	2 975	5 098
8	Legal & professional charges	10 561	18 111	7 757	14 010
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	325	932	481	807
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	29	82	22	127
10	Advertisement and publicity	29 237	37 584	1 289	5 168
11	Interest & Bank Charges	15 962	39 133	2 678	7 983
12	Others	23 935	58 611	24 416	59 237
13	Depreciation	17 484	33 278	12 022	23 374
	TOTAL	360 612	744 552	245 420	533 647
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.